Skip any loan.
Skip any way.
Skip anywhere.
Skip any way.
Skip anywhere.
Life happens.
Always be there for your account holders.
Skip-A-Pay saves your staff thousands of hours, generates revenue through skip fees and delights your account holders.
We have seen our customers generate over $125,000 in skip fee revenue in less than six months. Don’t miss out and discover how you can achieve similar success today!
What’s new with Skip-A-Pay.
State-based fees & eligibility by residential state
Configure Skip-A-Pay fees and eligibility rules based on the primary owner’s residential state to support state fee caps, prohibitions, and multi-state compliance.
- Applies fees dynamically at time of skip
- Enforce state-specific maximum fee limits
- Prohibit skip fees for certain loan types where required
- Disqualify all loans or specific loan types based on state
- Define flat or tiered fees by state
- Charge tiered fee based on Original Loan Balance
Qualification overrides for staff initiated skips
Give authorized staff the ability to assist members when standard qualifications prevent skips.
- Role-based override permissions
- Required reason codes and optional comments
- Full audit tracking and reporting
- Overrides apply to member-level or loan-level restrictions
Eliminate the pain of manual skips.
Have you been worried about offering loan skips to your account holders because of the impact it can have on your financial institution’s back-office operations?
Your staff spends an average of 45 minutes to process a loan skip manually. Not only are manual skips time-consuming but they can also increase the risk of errors.
Skip-A-Pay changes everything by enabling automated loan skipping year-round with no impact to credit score.
$15 million+ skip fee revenue
3 million+ loan skips
1.5 million+ person-hours saved
Step 1
Identify account.
No login required.
Step 1
Identify account.
No login required.
Step 2
Select loan.
Real-time qualification
Account holder
Loans
Step 2
Select loan.
Real-time qualification
Account holder
Loans
Step 3
Confirm skip.
Advanced due date
30 day default
All pay frequencies supported
Step 3
Confirm skip.
Advanced due date
30 day default
All pay frequencies supported
Step 4
Select fee method
& agree to terms.
Multiple fee methods
Internal transfers
Credit/debit cards
Add to loan balance
Coming Soon
Apple Pay, Google Pay, PayPal, Venmo
New Feature
Fees by primary user residential state
Loan specific fees
Tiered fees based on
Loan payment amount
Loan type
Step 4
Select fee method
& agree to terms.
Multiple fee methods
Internal transfers
Credit/debit cards
Add to loan balance
Coming Soon
Apple Pay, Google Pay, PayPal, Venmo
New Feature
Fees by primary user residential state
Loan specific fees
Tiered fees based on
Loan payment amount
Loan type
Give your account holders real-time financial relief.
Your account holders want flexibility, control, and anonymity when it comes to skipping their loan payments. Skip-A-Pay offers users a simple and convenient way to skip their payments from home.
Faster payment relief
100% self service, no forms, calls or branch visits required
Private and anonymous
24/7 accessibility from any device
Skip-A-Pay supported cores.
We currently support Fiserv DNA, Corelation Keystone, and Jack Henry Symitar. Fiserv’s XP2 integration is coming soon.
Automate all processes in real-time.
Save your staff thousands of hours annually by eliminating manual payment processing. Advance payment due dates, update payments, extend loan maturity dates, and charge fees.
Fully customizable.
Skip-A-Pay offers admin controls to determine who is qualified to skip loans and which type of loan is eligible. Our solution also supports variable fees by loan type and allows personalized branding with custom colors, logos, and language.
Quick time to value.
You can have our solution up and running in just a few weeks, enabling you to quickly start providing value to your account holders.
Reduce operational costs.
Access a comprehensive self-service solution that lowers your internal operational expenses and staffing needs, while providing a delightful experience to your account holders.
Increase non-interest income.
Generate income beyond loan interest through skip fees to offset administrative costs and boost your profitability.
Integrate Skip-A-Pay into your digital banking platform.
We designed Skip-A-Pay to be digital banking agnostic, easily integrating with any digital banking platform to provide a seamless experience. Skip-A-Pay offers unparalleled flexibility and allows you to deliver an efficient and user-friendly option for your account holders looking to defer loan payments.
Get a personalized demo and discover how we can transform your banking experience.